Stuart Forster looks at holiday accidents when you’re abroad and what you should do if involved in an accident.
As outlined in this holiday accidents abroad infographic, 70 British people were hospitalised every week in 2011 while abroad, on average. It is therefore important to be fully prepared before you go away.
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The costs of being involved in an accident whilst abroad can be severe and 78% of people surveyed by the UK Foreign Office said that they would not be able to afford to pay £10,000 in medical bills for an uninsured loved one. However, nearly one-in-four individuals still travel without any insurance.
Each year, there are 1.25 million road traffic deaths and 49% of these include pedestrians, cyclists and motorcyclists. The top areas where road accidents occur include Africa, South East Asia and the Eastern Mediterranean.
There are many actions that you should follow if you are involved in a road accident abroad. You should take the names and addresses of any witnesses, contact the police to obtain a European Accident Statement (EAS), keep a record of all details and never apologise. If you have been involved in a road accident whilst abroad that was not your fault, you may be eligible for road accident compensation.
Furthermore, it is always important to obtain a European Health Insurance Card (EHIC) which entitles you to state-funded medical treatment. However, this does not act as a replacement for travel insurance. You should always take out travel insurance to cover your trip and contact your insurer as soon as possible, if you are involved in an accident whilst abroad.
Thompsons Solicitors can be contacted in the United Kingdom via the telephone number 0800 0 224 224.
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